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Joel_Booth
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Insurance
06/04/08 at 15:42:46
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Anyone know for sure how much insurance we need to carry to be able to fish in tournaments?

Thanks,
Joel
  
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basspro
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Re: Insurance
Reply #1 - 06/04/08 at 17:19:40
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Joel,

For your new ride a minimum of $300,000 liability.

I beleive this is right.

Russ
  
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Joel_Booth
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Re: Insurance
Reply #2 - 06/04/08 at 18:40:19
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Thats what I was thinking, but wanted to make sure.  The Nitro was only about $200 a year through Progressive, but for some reason the new boat is going to be $2100.  Shocked  Seemed like a typo to me, but Progressive said thats what it should be and no discounts were missed?

Think I'm going to be going to Geico, they have the lowest quote so far.  If I pay two grand a year I'll have bought the boat over again in 7 years  Huh
  
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2000subaru
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Re: Insurance
Reply #3 - 06/04/08 at 19:02:43
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I was told $100K if the boat goes under 50mph, and $300K for anything over that.
  
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basspro
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Re: Insurance
Reply #4 - 06/04/08 at 19:02:59
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Joel,

That quote is way off $2100 Shocked Shocked. I only pay about $250/Yr for my 21 I Class 2006.


Russ
  
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Troy
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Re: Insurance
Reply #5 - 06/05/08 at 00:07:06
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profressive is a joke.  i had usaa and they bailed on boat insurance and quoted me for progressive and my quote was like $700.  i went with state farm and only pay $150 a year.

troy
  
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Terry
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Re: Insurance
Reply #6 - 06/05/08 at 00:31:37
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Quote:
profressive is a joke.  i had usaa and they bailed on boat insurance and quoted me for progressive and my quote was like $700.  i went with state farm and only pay $150 a year.

troy



Same here... Smiley
  
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b_olson
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Re: Insurance
Reply #7 - 06/05/08 at 01:15:14
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state farm for me on my trucks, boat and my house.
  
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Troy
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Re: Insurance
Reply #8 - 06/05/08 at 02:59:14
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i also have my boaters safety card thing so that will help you save money as well.

troy
  
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Rwfaz
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Re: Insurance
Reply #9 - 06/05/08 at 03:39:49
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Well, I've been with Progressive since I bought the Nitro, my current premium because of my age, years of boating experience, boater safety card and no claims is only $16.67 per month!!

The Liability cover is normally $100,000/$50,000 for boats under 50mph and $300,000/$100,000 for boats over 50mph.

Joel, my guess is that your youth, the value of the boat, the amount of liability and its speed is what is giving you the high premium. I hope you find something cheaper but do be careful... you know what they say: "Pay peanuts - get monkeys!"

I have seen some specialist Bass Tournament Insurance sites listed on Westernbass.com - try them.

Faz
  
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