Mike,

For your new boat you will be required to atleast have $300k in coverage. I personally use State Farm and have had no problems at all with them. Coverage for me is replacement value if boat is totalled so make sure you have this otherwise you could be in for a real hurt.
Russ

All insurance companies seem great until you have a claim. I would get feedback from people who have had claim issues like Dave Jarrell. I am not saying you two haven't had claims, it's just a good point when buying insurance.

The insurance company we had on our previous Skeeter boat --  wouldn't insure our new boat . . . we now have Progressive -- so we'll see how they treat us after this current claim since we've only had them for just over a year.  

Mike you also can add an "umbella" policy to your home owner's insurance to cover for any major tragedies that could happen, which would be coverage over and above what your boat policy would cover -- Lord knows I added that to ours a couple years ago. . .

Andrea

Thanks for the help and opinions. I ended up canceling my account thru progressive and switching over to Farmers. We have everything thru the same guy. My parents have used him for 25+ years. Farmers uses a company that they own called Foremost. They beat Progressive and with better coverage. I got 300k for uninsured motorist, 300k for basic liability, and 500k for collision and medical. Plus they insure it at the stated value not the by back value. So in four years they will still give me the purchase price. I think thats sweet. They also gave me a pretty good discount for having a Coast Guard Captains License.

Mike

Kirk, I don't really like to call it a "trailer". When people here that they tend to think of trailer trash. I prefer to call it "the RV". It really is suprisingly nice inside. Shannon has really done great job on the inside.